September 2020 Insights

Reopening Our Canton and Buford Branches

Our Buford and Canton branches, both located inside Kroger stores, are now open. These locations will accommodate walk-ins from Monday through Friday in addition to scheduled appointments, and will be appointment-only on Saturdays. Appointments may be scheduled using our online calendaring tool. As the safety of our members and employees is our top priority, we have instituted multiple safety measures at these locations, including floor decals to foster social distancing, plexiglass dividers at teller stations, and enhanced cleaning procedures. We thank you for your patience while we worked to safely reopen, and we are happy to welcome members back to these locations!

Because we are unable to adhere to the Center for Disease Control guidelines of maintaining six-feet distance between members, staff and Kroger customers, we will not be reopening our Suwanee Kroger Branch. The closest branch to the Suwanee location is our Duluth Branch, about four miles away, at 1980 Satellite Boulevard, NW, Duluth, GA 30097. We remain committed to Gwinnett County and will continue to evaluate opportunities to expand our footprint there in the future.

Win $10,000 for Your School

For the fourth year in a row, Delta Community is teaming up with Jenn Hobby from Star 94.1 for the Jenn & Friends $10,000 Give Back Giveaway! The contest invites metro Atlanta youth to organize a service project with their classmates, and we’re in search of students who are going the extra mile to bring joy to their community during this uncertain time.

The top five schools will be awarded with three finalists receiving $1,000 each, one runner-up receiving $2,000 and one grand prize winner receiving $10,000. Organizations can use the prize money to help with virtual learning or whatever else they may need. Listen to the Jenn & Friends Show on Star 94.1 for all of the details and learn more about last year’s winner here!

HBCU Scholarship Application Period Now Open

Throughout 2020, Delta Community is awarding $10,000 in scholarships to four students of Historically Black Colleges and Universities (HBCUs). We are now accepting nominations, through September 9, for our third quarter HBCU Scholarship. If you know an exceptional student currently attending a Georgia HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $2,500 scholarship.

Delta Community will select one winner from among the most compelling submissions. Visit our website today to nominate someone, or yourself, for this quarter’s HBCU Scholarship and to learn more about Delta Community’s annual Scholarship Program.

Decatur Branch Celebrates Grand Opening and 10th Anniversary

Our relocated Decatur Branch recently celebrated its official grand opening, as well as its 10^th anniversary. Although a traditional ribbon cutting ceremony was not held for health and safety reasons due to COVID-19, CEO Hank Halter and SVP of Branch Delivery Pam Davis visited the branch to congratulate the employees and celebrate with a team lunch.

“Since the soft open a couple of months ago, employees and members have told us they love this new location,” said Branch Manager Eddie Montgomery. “They’re happy that it is very close to the location of our old branch, but we now have drive-thru service lanes and dedicated parking spots in a covered deck. We’re looking forward to better serving our Decatur members in this beautiful, new space.”

Gainesville Branch Celebrates 10th Anniversary

In addition to Decatur, we also recently celebrated the 10^th anniversary of our Gainesville Branch. Branch Manager Christy Wagner and Assistant Branch Manager Nancy Williams, who have both been at the Gainesville branch since opening in 2010, were presented with a special plaque to commemorate the occasion.

“I opened the branch as manager, and Nancy began her career here as a teller, before moving into roles as a member service advisor and now assistant manager,” said Christy. “It’s been a tremendous experience getting to know and serve the financial needs of our members who live and work in the Gainesville area over the past decade. We look forward to serving them and our local community for many more years to come!”

Thank you to our members and branch staff who have made Gainesville such a success for the last decade.

Delta Community's Pay and Get Paid $1,000 Sweepstakes

Making payments could really pay off! Each time you make a qualified Bill Pay transaction with Delta Community’s Bill Pay or send a payment with Zelle^® between September 1 and October 31, you’ll be entered for a chance to win the Delta Community Pay and Get Paid $1,000 Sweepstakes! ¹ Qualifying Bill Pay transactions include:

Adding and paying a new biller
Activating a new eBill²
Setting up an automatic payment³
Using Zelle to pay someone⁴

Don’t miss your chance to win $1,000. Use Bill Pay and Zelle today!

Philanthropic Fund Grants Awarded in August

We recently awarded two more grants from our 2020 Philanthropic Fund, totaling $17,500, to the organizations listed below:

Community Outreach in Action (left) was awarded $7,500 for its Kid Zone Food Pantry, which offers access to nutritious food to underserved children in Henry County.
Backstreet Community Arts (center) accepted an award of $5,000 to support its Inclusive Community Open Art Studio, which provides opportunities for people of all abilities to access the healing power of art.
Crosswalk Ministries (right) received $5,000 for its ARTreach 180 program, an after-school arts program for at-risk youth in Henry County.

The Delta Community Philanthropic Fund invested a total of $100,000 in 2020 to 18 metro Atlanta non-profit organizations that support the physical and financial needs of people who live within the communities we serve.

Bill Pay Promotion Helps Children's Healthcare of Atlanta

Earlier this year, we offered a Bill Pay campaign that raised money for Children’s Miracle Network, and the funds raised went directly to Children’s Healthcare of Atlanta. We are happy to say that, with your help, Delta Community Credit Union contributed over $11,500 in qualifying transactions to help support the goal towards the $25,000 annual charitable contribution for Credit Union for Kids. Thank you to our members for helping one of Atlanta’s best hospitals during the current health crisis.

Financial Education Center Seminars

Delta Community's comprehensive Financial Education Center is designed to improve the financial lives of our members and community by offering resources on a variety of topics from budgeting to protecting your identity. Every month we offer members several free workshops. Upcoming online workshops include:

September 8: Your Credit Score by BALANCE | Live Webinar
September 16: Managing Your Finances During COVID-19 by BALANCE | Live Webinar
September 17: Your Credit Score by BALANCE | Live Webinar
September 24: Stock Market Basics by BALANCE | Live Webinar

Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blog

There Is Such a Thing as an Affordable Vacation: Dealing with a pandemic and the many severe personal and commercial economic problems it has caused means that many of us are not able to even think about a vacation this year, let alone take one. But people are still going on vacations in 2020, and if you're in a position to consider taking time off and going on a trip, then it's well worth giving a thought to how to save money on a vacation.
Transitioning to Retirement Now: This year's COVID-19 corodivirus pandemic has disrupted millions of lives as Americans have either lost their jobs permanently or been furloughed with less work and lower wages. This disruption forced former employees to carefully consider their long-term employment options and start making what may be difficult decisions as to how they can move forward with their careers or transition to early retirement.
What to Do If Your Personal Email Account is Hacked: It can be enormously harmful if your email is hacked, potentially exposing personal information of many kinds, including sensitive financial, legal, and medical activity. It could also open your personal and business contacts to phishing or other types of online or mobile attacks. Find out how to act quickly to try to regain control of your account.
How to Report Stolen Unemployment or Stimulus Payments: Unfortunately, wherever there is money, there are people interested in stealing it, and they may do it as simply as taking your check out of a mailbox or going to the extra effort of stealing your identity and getting access to your financial accounts. If you are missing an unemployment or economic stimulus payment, here’s what you can do to try to recover it.
Your Smartphone SIM Card Could Be a Target: Crooks (also known as fraudsters, scammers, and hackers) keep coming up with inventive methods for stealing your personal information—and then your money. And now that we manage many of the activities in our lives on smartphones, including accessing our financial accounts, our mobile phones are increasingly becoming the preferred electronic target for fraudsters who want to harm us.

Financial Status

As of July 31, 2020:
Assets: $7.2B | Deposits: $6.3B
Loans: $4.9B | Members: 422,462

Holiday Closings

Labor Day
Monday, September 7
2020 Holiday Closings

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Contact Us

Member Care: 800-544-3328
Home Loans: 866-963-7811
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EVERYTHING YOUR BANK SHOULD BE^TM

1.From September 1, 2020 – October 31, 2020 (“Sweepstakes Period”) (1) use Delta Community’s Online Bill Pay service to (a) add a new payee and make a payment to the payee, (b) activate a new eBill or (c) set up a new AutoPay or (2) use Zelle connected to your Delta Community account to make an external transfer and you'll be automatically entered to win one (1) of five (5) prizes, each consisting of a $1,000 cash deposit into the winner’s Delta Community Savings Account as part of our Delta Community Pay and Get Paid $1,000 Sweepstakes! For complete contest rules and details visit www.DeltaCommunityCU.com/PayandGetPaidSweepstakesRules.
NO PURCHASE NECESSARY TO ENTER OR WIN. Alternative method of entry available, by way of mail-in entries postmarked during the Sweepstakes Period. Sweepstakes open to U.S. citizens at least eighteen (18) years of age who are either Delta Community Credit Union members as of August 31, 2020 or residents of the counties in Delta Community Credit Union’s field of membership. Residents of Florida are not eligible to enter this sweepstakes. Mail-in entries must be submitted on a 3x5 card to qualify for entry.
2. eBill is an electronic version of a paper bill sent directly to you when a new statement is made available. eBills are sent from a biller to your Delta Community Bill Pay account the same way a paper bill arrives to your home mailbox. Our Bill Pay allows you to view all your eBills – as well as account balances, transactions and statement information—in one convenient place. Also, for additional convenience, you can set up email notifications for when a new eBill arrives in your Bill Pay account. You can set up eBills for any payee that displays an active eBill link in the Bill Pay Payment Center. Just click eBill and follow the simple steps.
3. AutoPay is a means to set up repeating payments in Online Bill Pay. You can set up AutoPay for any company or person you pay regularly. You can set up and manage AutoPay and Reminders from the Payment Center. You can set up payments to be made based on a schedule that works best for you. You can change or stop AutoPay at any time.
4. Must have a bank account in the U.S. to use Zelle. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.