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Mechanical Breakdown Protection

Protect Your Vehicle and Your Budget

Vehicles today contain high-tech sensors, electronics and computers that frequently suffer unexpected failure and can be expensive to replace. We offer low-cost Mechanical Breakdown Protection (MBP)* to help keep you from incurring these added expenses.

Smart chip technology add to security of credit and debit card payments

Mechanical Breakdown Protection, or extended warranty, is automobile protection that extends beyond the manufacturer’s factory warranty and covers repair of unexpected mechanical or electrical failures. MBP will give you peace of mind that your car is covered in the event of a breakdown.

Features and Benefits

Included in all levels:

 

24/7 Emergency Roadside Assistance

(Includes Towing)

 

Substitute
Transportation

 

Trip Interruption

Plus, more benefits for a better drive:

 

Road Hazard
Tire & Wheel

 

Paintless
Dent Repair

 

Key
Replacement

 

Windshield
Repair

Choose the plan that’s right for you:

 

LEVELS

elite

enhanced

essential

EXTENDED WARRANTY COVERAGEExclusionaryNamed ComponentNamed Component
ELIGIBILITYCurrent +10 models years
Up to 100,000 miles		Current +15 models years
Up to 150,000 miles		Any age
Any mileage
TRANSPARENT COVERAGE
  • Consequential damage covered on all plans
  • Coverage for Sales Tax, fluids and diagnostic expenses included on all plans
  • Seals & gaskets covered on all plans
  • Failures as a result of wear & tear covered on all plans
  • Clear limits of liabilities – aggregate is based on purchase price of the car at time of Extended Warranty sale
DEDUCTIBLE OPTIONS$0, $100, $250 and $500

elite

FEATURES
EXTENDED WARRANTY COVERAGEExclusionary
ELIGIBILITYCurrent +10 models years
Up to 100,000 miles
TRANSPARENT COVERAGE
  • Consequential damage covered on all plans
  • Coverage for Sales Tax, fluids, and diagnostic expenses included on all plans
  • Seals & gaskets covered on all plans
  • Failures as a result of wear & tear covered on all plans
  • Clear limits of liabilities – aggregate is based on purchase price of the car at time of Extended Warranty sale
DEDUCTIBLE OPTIONS$0, $100, $250
and $500

enhanced

FEATURES
EXTENDED WARRANTY COVERAGEName Component
ELIGIBILITYCurrent +15 models years
Up to 150,000 miles
TRANSPARENT COVERAGE
  • Consequential damage covered on all plans
  • Coverage for Sales Tax, fluids, and diagnostic expenses included on all plans
  • Seals & gaskets covered on all plans
  • Failures as a result of wear & tear covered on all plans
  • Clear limits of liabilities – aggregate is based on purchase price of the car at time of Extended Warranty sale
DEDUCTIBLE OPTIONS$0, $100, $250
and $500

essential

FEATURES
EXTENDED WARRANTY COVERAGEName Component
ELIGIBILITYAny Age
Any mileage
TRANSPARENT COVERAGE
  • Consequential damage covered on all plans
  • Coverage for Sales Tax, fluids and diagnostic expenses included on all plans
  • Seals & gaskets covered on all plans
  • Failures as a result of wear & tear covered on all plans
  • Clear limits of liabilities – aggregate is based on purchase price of the car at time of Extended Warranty sale
DEDUCTIBLE OPTIONS$0, $100, $250
and $500

Key Dates

Extended Warranty Contracts purchased prior to June 1, 2025:

AssureGuard Member Service & Claim Inquiry

Extended Warranty Contracts purchased after June 1, 2025:

MemberCare Member Service & Claims Inquiry

Getting a Car Loan with Delta Community?

Don’t let expensive repair bills leave you stranded financially, ask your representative how to include our low-price Mechanical Breakdown Protection coverage with your loan.

*Enrollment in Mechanical Breakdown Protection is voluntary and not required to obtain a loan. Additional disclosures will be provided describing terms, conditions, refunds and cancellations. Please contact a Delta Community loan officer for additional information on benefit maximums, eligibility, limitations and a copy of your contract. Mechanical Breakdown Protection is not available to residents of CA and MA. Mechanical Breakdown Protection is offered through Members Insurance Advisors, LLC a wholly owned subsidiary of Delta Community Credit Union.

Routing Number: 261071315

NMLS Number: 401141

Customer Support: 800-544-3328

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