How to obtain a copy of my credit report

How do I get a copy of my credit report?

Delta Community has teamed up with BALANCE™ to provide access to financial education and resources and tools designed to help improve your financial well-being.

Among other benefits for Delta Community members, Balance coaches can help you obtain a free copy of your credit report and provide a free, confidential credit report review. This review can help you better understand your credit standing and identify steps to improve, maintain and protect your credit. Obtaining a copy of your report will not affect your credit score.

To request your credit report or speak with a Balance financial coach, call 888-456-2227 or visit the Contact Balance page.

You can also access a free copy of your credit report from each of the three major credit bureaus–Equifax®, Experian™, and TransUnion® LLC–through AnnualCreditReport.com.

Please note, the free credit reports available through Balance and AnnualCreditReport.com do not include a credit score.