1. First-time members who open a Delta Community Credit Union membership and refinance a consumer auto loan from another lender between September 1 and October 31, 2025 (the “Promotion Period”) are eligible for a $200 cash bonus. To qualify, members must open Savings Account with a minimum deposit of $5 and refinance an Auto Loan with a balance of at least $5,000. The loan must remain open for at least 60 days and first payment must be made on or prior to due date. To be eligible for the bonus, all borrower accounts must be in good standing with positive deposit balances, current loan payments, and all accounts in compliance with any other terms, conditions and governing requirements until offer is paid. The bonus will be deposited into the Savings Accounts 60 days from the date of the first loan payment. This offer cannot be combined with other offers. Applicants must be eligible to qualify for membership. Annual percentage yield (APY) for Savings Account is 0.25% as of August 1, 2025. Rate subject to change. Fees may reduce earnings on account. Delta Community Credit Union reserves the right in our sole discretion to prohibit a bonus payment to non-eligible individuals for any offers claimed via third party websites and promotional materials with no affiliation or prior authorization from the Credit Union.

2. Annual Percentage Yield (APR) available October 1 – November 30, 2024. Rate is based on creditworthiness and terms of loan.