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California Resident Notice at Collection

This California Resident Notice at Collection applies to certain information collected from California residents by Delta Community Credit Union. The notice applies only to the extent Delta Community is subject to California privacy law. For example, this Notice does not cover information collected to process financial transactions or to residents of states other than California. Rather, our Delta Community Credit Union Privacy and Opt-Out Notification applies to information collected to process financial transactions, and our Delta Community Credit Union Online Privacy Policy applies to site visitors from all over.

Delta Community collects your personal information to support its business operations, including for the business purposes subject to California privacy law listed in the chart below. The table lists, for each category, our expected retention period, use purposes, and whether we sell the information or share it with third parties for cross-context behavioral advertising.

Find a Career

Personal Information Category	Retention Period	Purpose for Collection	Sold or Shared	Categories of Business Purpose Disclosure Recipients
Identifiers, such as real name, alias, postal address, unique personal identifier, mobile phone number, email address, or other similar identifiers	Permanent	Evaluate job applicant qualifications	Shared for business purposes	Affiliates involved in the hiring process Vendors and service providers bound by contractual use limitations such as employment agencies Government entities for legal and regulatory compliance	Personal Information Category: Identifiers, such as real name, alias, postal address, unique personal identifier, mobile phone number, email address, or other similar identifiers Retention Period: Permanent Purpose for Collection: Evaluate job applicant qualifications Sold or Shared: Shared for business purposes Categories of Business Purpose Disclosure Recipients: Affiliates involved in the hiring process Vendors and service providers bound by contractual use limitations such as employment agencies Government entities for legal and regulatory compliance
Background Information, such as references, employment history, educational history, credit history and criminal history	Permanent	Evaluate job applicant eligibility	Shared for business purposes	Affiliates involved in the hiring process Vendors and service providers bound by contractual use limitations such as employment agencies Government entities for legal and regulatory compliance	Personal Information Category: Background Information, such as references, employment history, educational history, credit history and criminal history Retention Period: Permanent Purpose for Collection: Evaluate job applicant eligibility Sold or Shared: Shared for business purposes Categories of Business Purpose Disclosure Recipients: Affiliates involved in the hiring process Vendors and service providers bound by contractual use limitations such as employment agencies Government entities for legal and regulatory compliance
Employment eligibility information, such as legal right to work in the United States, sponsorship and visa status	Permanent	Evaluate job applicant eligibility	Shared for business purposes	Affiliates involved in the hiring process Vendors and service providers bound by contractual use limitations such as employment agencies Government entities for legal and regulatory compliance	Personal Information Category: Protected classification characteristics under California or federal law, such as age citizenship, or military and veteran status Retention Period: Permanent Purpose for Collection: Legal compliance and processing applications Sold or Shared: Shared for business purposes Categories of Business Purpose Disclosure Recipients: Affiliates involved in the hiring process Vendors and service providers bound by contractual use limitations such as employment agencies Government entities for legal and regulatory compliance
Protected classification characteristics under California or federal law, such as age citizenship, or military and veteran status	Permanent	Legal compliance and processing applications	Shared for business purposes	Affiliates involved in the hiring process Vendors and service providers bound by contractual use limitations such as employment agencies Government entities for legal and regulatory compliance

Web Forms

Personal Information Category	Retention Period	Purpose for Collection	Sold or Shared	Categories of Business Purpose Disclosure Recipients
Internet or other similar network activity, such as browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.	13 months	Site improvement, campaign performance and measurement	Shared for business purposes	Vendors and service providers bound by contractual use limitations for example advertising agencies	Personal Information Category: Internet or other similar network activity, such as browsing history, search history, information on a consumer's interaction with a website, application, or advertisement. Retention Period: 13 months Purpose for Collection: Site improvement, campaign performance and measurement Sold or Shared: Shared for business purposes Categories of Business Purpose Disclosure Recipients: Affiliates involved in the hiring process Vendors and service providers bound by contractual use limitations such as employment agencies Government entities for legal and regulatory compliance

Commercial Banking

Personal Information Category	Retention Period	Purpose for Collection	Sold or Shared	Categories of Business Purpose Disclosure Recipients
Identifiers, such as real name, alias, postal address, unique personal identifier, mobile phone number, email address, or other similar identifiers	Permanent	Process commercial transactions	Shared for business purposes	Vendors and service providers bound by contractual use limitations for example advertising agencies Government entities for legal and regulatory compliance	Personal Information Category: Identifiers, such as real name, alias, postal address, unique personal identifier, mobile phone number, email address, or other similar identifiers Retention Period: Permanent Purpose for Collection: Process commercial transactions Sold or Shared: Shared for business purposes Categories of Business Purpose Disclosure Recipients: Vendors and service providers bound by contractual use limitations for example advertising agencies Government entities for legal and regulatory compliance
Background Information, such as references, employment history, educational history, credit history and criminal history	Permanent	Process commercial loan transactions	Shared for business purposes	Vendors and service providers bound by contractual use limitations for example advertising agencies Government entities for legal and regulatory compliance	Personal Information Category: Background Information, such as references, employment history, educational history, credit history and criminal history Retention Period: Permanent Purpose for Collection: Process commercial transactions Sold or Shared: Shared for business purposes Categories of Business Purpose Disclosure Recipients: Vendors and service providers bound by contractual use limitations for example advertising agencies Government entities for legal and regulatory compliance

Online Application

Personal Information Category	Retention Period	Purpose for Collection	Sold or Shared	Categories of Business Purpose Disclosure Recipients
Geolocation data, such as physical location (IP address).	Permanent	Provide ATM or branch location in proximity to IP address; Serve content	Shared for business purposes	Vendors and service providers bound by contractual use limitations for example advertising agencies	Personal Information Category: Geolocation data, such as physical location (IP address). Retention Period: Permanent Purpose for Collection: Provide ATM or branch location in proximity to IP address; Serve content Sold or Shared: Shared for business purposes Categories of Business Purpose Disclosure Recipients: Vendors and service providers bound by contractual use limitations for example advertising agencies
Demographic Data, such as responses to challenge questions related to authentication and personal identification.	Permanent	Authenticate the individual when completing application	Shared for business purposes	Vendors and service providers bound by contractual use limitations for example advertising agencies	Personal Information Category: Demographic Data, such as responses to challenge questions related to authentication and personal identification. Retention Period: Permanent Purpose for Collection: Authenticate the individual when completing application Sold or Shared: Shared for business purposes Categories of Business Purpose Disclosure Recipients: Vendors and service providers bound by contractual use limitations for example advertising agencies

Member Marketing

Personal Information Category	Retention Period	Purpose for Collection	Sold or Shared	Categories of Business Purpose Disclosure Recipients
Inferences drawn from other personal information, such as a profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.	Permanent	Identify relevant products and targeted marketing	Shared for business purposes	Vendors and service providers bound by contractual use limitations for example advertising agencies	Personal Information Category: Inferences drawn from other personal information, such as a profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. Retention Period: Permanent Purpose for Collection: Identify relevant products and targeted marketing Sold or Shared: Shared for business purposes Categories of Business Purpose Disclosure Recipients: Vendors and service providers bound by contractual use limitations for example advertising agencies

Internet and Other Similar Network Activity

Personal Information Category	Retention Period	Purpose for Collection	Sold or Shared	Categories of Recipients for Cross-Context Behavioral Advertising	Categories of Business Purpose Disclosure Recipients
Cookies and Third-Party Tracking, such as browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.	Personally identifiable information is retained for 30 day Non-personally identifiable information is retained permanently.	Website improvement and campaign optimization	Shared for business purpose Shared for cross-context behavioral advertising	Advertising networks and social media platforms for example Google and Meta	Vendors and service providers bound by contractual use limitations for example advertising agencies or analytics service providers	Personal Information Category: Cookies and Third-Party Tracking, such as browsing history, search history, information on a consumer's interaction with a website, application, or advertisement. Retention Period: Personally identifiable information is retained for 30 day Non-personally identifiable information is retained permanently. Purpose for Collection: Website improvement and campaign optimization Sold or Shared: Shared for business purpose Shared for cross-context behavioral advertising Categories of Recipients for Cross-Context Behavioral Advertising: Advertising networks and social media platforms for example Google and Meta Categories of Business Purpose Disclosure Recipients:: Vendors and service providers bound by contractual use limitations for example advertising agencies or analytics service providers
Email tracking, such as information on a consumer's interaction with an email.	Six Months	Campaign optimization, Open rate, Click rate, Time spent interacting with email	Shared for business purpose Shared for cross-context behavioral advertising	Advertising networks and social media platforms for example Google and Meta	Vendors and service providers bound by contractual use limitations for example advertising agencies or analytics service providers	Personal Information Category: Email tracking, such as information on a consumer's interaction with an email. Retention Period: Six Months Purpose for Collection: Campaign optimization, Open rate, Click rate, Time spent interacting with email Sold or Shared: Shared for business purposes Shared for cross-context behavioral advertising Categories of Recipients for Cross-Context Behavioral Advertising: Advertising networks and social media platforms for example Google and Meta Categories of Business Purpose Disclosure Recipients: Vendors and service providers bound by contractual use limitations for example advertising agencies or analytics service providers
Mobile device tracking, digital social media tracking.	30 Days	Marketing optimization	Shared for business purpose Shared for cross-context behavioral advertising	Social media platforms for example Meta	Vendors and service providers bound by contractual use limitations for example advertising agencies or analytics service providers	Personal Information Category: Mobile device tracking, digital social media tracking. Retention Period: 30 Days Purpose for Collection: Marketing optimization Sold or Shared: Shared for business purposes Shared for cross-context behavioral advertising Categories of Recipients for Cross-Context Behavioral Advertising: Social media platforms for example Meta Categories of Business Purpose Disclosure Recipients: Vendors and service providers bound by contractual use limitations for example advertising agencies or analytics service providers
Social media tracking, such as browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.	1 year or 2 years depending on the platform	Marketing optimization and targeting advertisements	Shared for business purpose Shared for cross-context behavioral advertising	Social media platforms for example Meta	Vendors and service providers bound by contractual use limitations for example advertising agencies or analytics service providers	Personal Information Category: Social media tracking, such as browsing history, search history, information on a consumer's interaction with a website, application, or advertisement. Retention Period: 1 year or 2 years depending on the platform Purpose for Collection: Marketing optimization and targeting advertisements Sold or Shared: Shared for business purposes Shared for cross-context behavioral advertising Categories of Recipients for Cross-Context Behavioral Advertising: Social media platforms for example Meta Categories of Business Purpose Disclosure Recipients: Vendors and service providers bound by contractual use limitations for example advertising agencies or analytics service providers

Sensitive personal information is a subtype of personal information consisting of specific information categories. We collect sensitive personal information of California residents only to process financial transactions.

If you have any questions about this Notice or need to access it in an alternative format due to having a disability, please contact us by email at privacy@deltacommunitycu.com, mail at 3250 Riverwood Parkway, Atlanta, GA 30339, or toll-free at 800-544-3328.

[EFFECTIVE DATE]

California Resident Notice at Collection

Find a Career

Web Forms

Commercial Banking

Online Application

Member Marketing

Internet and Other Similar Network Activity

Warning About Third-Party Sites

Warning About Email

EHL

Equal Housing Lender

NCUA

National Credit Union Administration, a U.S. Government Agency