California Resident Notice at Collection

This California Resident Notice at Collection applies to certain information collected from California residents by Delta Community Credit Union. The notice applies only to the extent Delta Community is subject to California privacy law. For example, this Notice does not cover information collected to process financial transactions or to residents of states other than California. Rather, our Delta Community Credit Union Privacy and Opt-Out Notification applies to information collected to process financial transactions, and our Delta Community Credit Union Online Privacy Policy applies to site visitors from all over.

Delta Community collects your personal information to support its business operations, including for the business purposes subject to California privacy law listed in the chart below. The table lists, for each category, our expected retention period, use purposes, and whether we sell the information or share it with third parties for cross-context behavioral advertising.

Find a Career
Personal Information CategoryRetention PeriodPurpose for collectionSold or Shared
Identifiers, such as real name, alias, postal address, unique personal identifier, mobile phone number, email address, or other similar identifiersPermanentEvaluate job applicant qualificationsNo
Background Information, such as references, employment history, educational history, credit history and criminal historyPermanentEvaluate job applicant eligibilityNo
Employment eligibility information, such as legal right to work in the United States, sponsorship and visa statusPermanentEvaluate job applicant eligibilityNo
Web Forms
Personal Information CategoryRetention PeriodPurpose for collectionSold or Shared
Protected classification characteristics under California or federal law, such as age citizenship, or military and veteran status.PermanentLegal compliance and processing applications.No
Background Information, such as references, employment history, educational history, credit history and criminal historyPermanentEvaluate job applicant eligibilityNo
Internet or other similar network activity, such as browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.13 MonthsSite improvement, campaign performance and measurement.No
Commercial Banking
Personal Information CategoryRetention PeriodPurpose for collectionSold or Shared
Identifiers, such as real name, alias, postal address, unique personal identifier, mobile phone number, email address, or other similar identifiersPermanentProcess commercial transactionsNo
Background Information, such as references, employment history, educational history, credit history and criminal historyPermanentProcess commercial loan transactionsNo
Online Application
Personal Information CategoryRetention PeriodPurpose for collectionSold or Shared
Geolocation data, such as physical location (IP address).PermanentProvide ATM or branch location in proximity to IP address; Serve contentNo
Demographic Data, such as responses to challenge questions related to authentication and personal identification.PermanentAuthenticate the individual when completing application.No
Member Marketing
Personal Information CategoryRetention PeriodPurpose for collectionSold or Shared
Inferences drawn from other personal information, such as a profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.PermanentIdentify relevant products and targeted marketingNo
Cookies and First-Party Tracking
such as browsing history, search history, information on a consumer's interaction with a website, application, or advertisement
Personal Information CategoryRetention PeriodPurpose for collectionRecipientSold or Shared
Cookies and Third-Party Tracking, such as browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.Personally identifiable information is retained for 30 days; Non-personally identifiable information is retained permanently.Website improvement and campaign optimizationGoogle, Meta, companies that post cookies, marketing service providersSold and Shared
Email tracking, such as information on a consumer's interaction with an email.Six MonthsCampaign optimization, Open rate, Click rate, Time spent interacting with emailGoogle, Meta, companies that post cookies, marketing service providersSold and Shared
Email tracking, such as information on a consumer's interaction with an email.Six MonthsCampaign optimization, Open rate, Click rate, Time spent interacting with emailGoogle, Meta, companies that post cookies, marketing service providersSold and Shared
Mobile device tracking, digital social media tracking.30 DaysMarketing optimizationMetaSold and Shared
Social media tracking, such as browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.1 year or 2 years depending on the platformMarketing optimization and targeting advertisementsInternalNo

Sensitive personal information is a subtype of personal information consisting of specific information categories. We collect sensitive personal information of California residents only to process financial transactions.

If you have any questions about this Notice or need to access it in an alternative format due to having a disability, please contact us by email at privacy@deltacommunitycu.com, mail at 3250 Riverwood Parkway, Atlanta, GA 30339, or toll-free at 800-544-3328.

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