For a Limited Time Pay NO Closing Fees with a Delta Community Home Equity Loan 

There’s a lot you might want to do this fall, and with a Delta Community Home Equity Loan or Home Equity Line of Credit¹ now’s the time to start your to-do list. Our Home Equity Specialists can help you determine the best solution for your situation. Apply now through October 31, 2024, and pay no closing fees.² You can use your home’s equity for home renovations, debt consolidation³, a dream vacation, unplanned expenses or whatever you need!

For more information, or to apply, visit DeltaCommunityCU.com/HomeEquity or contact a Home Equity Specialist by phone at 866-963-7811 (select option 1) or via email at Home.Loans@DeltaCommunityCU.com.

HBCU Scholarship Application Period Now Open

This year, Delta Community will award $25,000 in scholarships to students attending historically Black colleges and universities (HBCUs). Our second HBCU Scholarship entry period is open and will run through October 31! If you know an exceptional student attending an HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $5,000 scholarship. You may also nominate yourself. Delta Community will select two winners from among the most compelling submissions to each receive a $5,000 award.

Visit DeltaCommunityCU.com/HBCU to apply and learn more about previous winners. 

Back-to-School Offers

Delta Community continues to celebrate students returning to school with a special offer, contest and limited-time giveaway. Take advantage of our Back-to-School Giveaway⁴ where kids and teens ages 18 and under can be entered for a chance to win $250 when they open a new Delta Community Savings Account! Account must be opened by September 30, 2024.

Does your child already have a Delta Community Youth Savings Account? The Love to Learn Contest encourages Sandy Savers and Cool Cash Kids to submit a creative entry showcasing what they're excited to learn this school year. Ten winners will receive a $100 deposit to their Youth Savings Account. Submissions will be accepted through September 30, 2024.

While supplies last, stop by your local Delta Community branch for an exclusive "I Love to Learn" back-to-school giveaway to prepare your young saver for the school year ahead.

Win Your School's Share of $15,000 When You Give Back

It’s time for the eighth annual Give Back Giveaway with Jenn Hobby and Star 94! The contest invites metro Atlanta students to organize a service project with their classmates to bring hope, joy and positive change to their communities. Past winners include school groups that have supported children and families in need, humane societies, cancer patients, the elderly and more.

Projects from five schools will be selected for awards as follows: three finalists will receive $1,000 each, one runner-up will receive $2,000 and one grand prize winner will receive $10,000. Organizations can use the prize money to help with virtual learning, books, school supplies, a class trip or whatever else they need. Entries must be submitted by November 3, 2024. Visit Star 94’s website to learn more about past winners and to apply!

Delta Community’s Pay and Get Paid $1,000 Sweepstakes

Sending money to a friend or paying bills could really pay off! Each time you send a qualifying transaction with Zelle^® or with Delta Community’s Bill Pay between September 1 and October 31, you’ll be entered for a chance to win the Delta Community Fall 2024 Pay and Get Paid $1,000 Sweepstakes⁵, where five recipients will win $1,000 each! Qualifying transactions include sending $5 or more to enrolled family and friends using Zelle^®, adding and paying a new biller ($10 minimum payment required), activating a new eBill and setting up an automatic payment. Don’t miss your chance to win $1,000. Use Bill Pay and Zelle^® today!

Great Coverage for Your Furry Friends

At Delta Community, we believe pets are family too, but vet bills can really add up! That’s why having the right insurance for your pet is essential. Members Insurance Advisors, LLC, a subsidiary of Delta Community Credit Union, has teamed up with ASPCA Pet Health Insurance so you can take your pets to the licensed vets, specialists and emergency clinics you trust the most with customized coverage that fits your budget. Pet Insurance makes it easier for you to do what’s best for your pet without the added financial stress. To learn more, visit DeltaCommunityCU.com/PetInsurance. 

Get Rewarded with Our Visa^® Platinum Rewards Credit Card

Experience the financial flexibility of the Delta Community Visa® Platinum Rewards Credit Card, offering no annual fee and a rich selection of rewards. With this card, you’ll automatically join our Reward Points Program, earning 1 point for every $1 spent on eligible purchases. Plus, as a welcome bonus, earn up to 10,000 Reward Points when you spend $2,500 within the first 90 days.⁶ Enjoy an additional perk of 1.5% Cash Back⁷ on Balance Transfers, with no transfer fee.

Ready to apply? Simply log in to Online Banking or our Mobile App and select Apply for a Loan or Credit Card, or call our Loan Consulting Group at 844-544-9478.

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

Our September workshop series will focus on Taking Care of Your Finances. We’ll discuss how to create a personal budget, tips to care for aging parents while also supporting children, and how to merge finances and manage money as a couple. In addition, you can also register for an Individual Coaching Session with a certified financial counselor from BALANCE.

• September 5: Creating a Personal Budget | Live Webinar
• September 10: Finances for Small Business Owners | Live Webinar by BALANCE
• September 11: Individual Financial Coaching Session with BALANCE | In-Person
• September 11: Individual Financial Coaching Session with BALANCE | Phone Call
• September 11: The Sandwich Generation | Live Webinar
• September 12: Individual Financial Coaching Session with BALANCE | In-Person
• September 17: Love and Money | In-Person
• September 18: Love and Money | In-Person
• September 19: Finances for Small Business Owners | Live Webinar by BALANCE

 Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

• Did You Schedule a Mid-year Money Checkup?: Is your money doing what it should so far this year? The possibly unwelcome news is that the year is half over and you may be behind on your annual financial goals. But the great news is that there are still several months to review where you are and make course corrections to progress on achieving your goals.
• Don’t Be Quished—Be Careful of QR Code Scams: Quishing is another version of phishing. Phishing is when scammers use fake emails, social media posts, or text messages to lure their intended victims to click on a bad link to go to a bogus website, download a malicious file attachment to their computer or mobile phone, or call a number to connect to a crook. If you click on a phishing link or file, input information into a fake website, or talk to someone you shouldn’t, you may get defrauded and give up control of your device, personal information, identity, financial and social media accounts and money to cybercriminals. Read our blog to learn how to protect yourself.