1, 3. ELIGIBILITY REQUIREMENTS: Applicant must be a resident of Georgia who is eligible and qualifies as a first-time Delta Community Credit Union (“Delta Community”) member and meets the Membership Offer Requirements and the Credit Card Offer Requirements as stated here and below between August 1 and September 30, 2026 (“Promotional Period”). To be eligible for the credit card portion of the offer, applicant must be at least 18 years old to apply. Applicants who apply for the Delta Community Visa Signature Credit Card and are not approved during Promotional Period, will not be eligible for the Credit Card bonus offer. Delta Community has limited this offer to only certain eligible individuals who receive it in direct communication. This offer is not intended for the public, is not transferable and may only be redeemed by the intended recipient or an eligible individual of the intended recipient’s household. Offers cannot be combined with other offers and are not valid unless all requirements are met. Limit one offer per member.
1. MEMBERSHIP OFFER REQUIREMENTS: Applicant must open a consumer membership (Savings Account) and a consumer Interest Checking Account during the Promotional Period by entering online or presenting your unique promo code at branch at the time of membership opening and, within 60 calendar days of account opening: (1) fund Savings Account with at least $5, (2) complete deposits totaling $1,500 or more into Interest Checking Account and (3) make at least 10 (ten) Visa Debit Card purchases.
OTHER REQUIREMENTS:Transfers from another Delta Community account (including those of another member) do not count toward deposit requirement. ATM transactions do not qualify as Debit Card purchases for this promotion. Debit Card transactions must post and clear the account within the 60-day period.
BONUS PROCESSING: The bonus will be deposited to the Checking Account within 60 days after deposit and transaction requirements are met.
OTHER TERMS: Bonuses earned through this promotional offer are subject to IRS reporting. Accounts of applicant must remain in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements until the bonus is paid. As of August 1, 2026, the Annual Percentage Yield (APY) for Savings is 0.25% and Interest Checking is 0.10%. Rates subject to change. Fees may reduce earnings on account. Delta Community Credit Union reserves the right in our sole discretion to prohibit a bonus payment to non-eligible individuals for any offers claimed via third party websites and promotional materials with no affiliation or prior authorization from the Credit Union.
2. The $10 monthly maintenance fee is waived by maintaining an average daily balance of $1,500 or $10,000 aggregate deposits.
3. CREDIT CARD OFFER REQUIREMENTS: You must apply and be approved for the Delta Community Visa Signature Credit Card during the Promotional Period and make at least one purchase within 60 days of opening the account to be eligible for the $150 bonus. If earned, bonus will be deposited into your Savings Account within 60 days after first purchase is made. Accounts must be in good standing and not delinquent at the time bonus is to be paid.
4. NO ANNUAL FEE: As of July 31, 2026, Variable Purchase APR is 15.25% - 19.25% based on creditworthiness and may vary with the market based on Prime Rate. Fees may apply, including $6.00 Cash Advance Fee and 1.00% Foreign Transaction Fee.
5. REWARDS: Subject to credit approval. See full Reward Points Program Terms & Conditions at DeltaCommunityCU.com/Rewards. You will not qualify for Reward Points or Balance Transfer offers if you are in default of your Delta Community Visa Consumer Credit Card Agreement.
6. BALANCE TRANSFER OFFER: Minimum Balance Transfer amount is $500 from credit cards, gas cards and store cards. Balance Transfers from loans or credit cards held at Delta Community do not qualify for this offer. This offer is valid for Balance Transfers on new credit card accounts within 90 days of account opening. Cash Back will be calculated as 1.5% of the balance(s) transferred and will be credited to your Primary Savings Account after the balance(s) transferred has revolved for two (2) consecutive billing cycles.
7. WELCOME REWARD POINTS BONUS OFFER: 15,000 Reward Points will be awarded if you spend a net total of $3,500 in signature-based purchase transactions (without the use of a PIN) minus return transactions within 90 days of account opening. Balance Transfers, money transfers and cash advances do not count toward spend requirement. To qualify, purchases must post within 90 days of account opening. To receive points, account must be in good standing, with deposit balances above zero dollars; any applicable loan payments current; and all accounts in compliance with any other terms, conditions and governing requirements. Earned Reward Points will post to your points bank within 30 days after the spend requirement has been met.
8. VISA SIGNATURE CONCIERGE: Delta Community Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at VisaSignatureConcierge.com.
To learn more and view the Visa Signature Terms and Conditions and Guide to Benefits, visit DeltaCommunityCU.com/Signature.
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Delta Community Credit Union Visa® cards are issued by Delta Community Credit Union pursuant to a license from Visa U.S.A. Inc.
Insured by NCUA.
