Balance Transfer

Bring It On Over

Delta Community believes life is full of too many fees. That’s why there’s no fee to transfer high-rate balances to a Delta Community Visa® Card. We’ll even give you a 1.5% Cash Rebate on any balance transfer within the first 90 days from the date the account is opened.* That's Cash Back in your pocket. Well, technically, it will be deposited to your primary Savings Account after two billing cycles. You can transfer your high-rate balances at any time by logging in to your Online Banking account and selecting Visa Balance Transfer from the Loan tab. Or, you can contact us at 800-544-3328. We’ll mail the check to the payee(s) or merchant(s) you’d like to pay off, or pay down.

man working at home

Transfer any of the following types of account balances to your low-rate Delta Community Visa Credit Card:

  • Credit Cards
  • Gas Cards
  • Store Cards
  • Medical Bills

Something else we believe in is being upfront with interest charges. You’ll enjoy your existing low, competitive interest rate, and we’ll waive the $3 cash advance fee. Note, however, that this transaction accrues interest daily because balance transfers are considered cash advances.

*Completion of a Balance Transfer is required to obtain a Cash Rebate. Balance Transfers from loans or credit cards held at Delta Community do not qualify for this Cash Rebate. The minimum balance transfer amount is $500. This offer is valid for balance transfers on new credit card accounts within 90 days following account opening, or in the instance Delta Community extends marketing offers or promotions from time to time specific to the primary cardholder. Balance Transfer requests cannot be transferred or used by any persons other than the primary cardholder on the account. You will not qualify for this offer if you are in default of your Delta Community Visa Card Agreement. The Cash Rebate will be calculated as 1.5% of the balance(s) transferred and will be credited to your Primary Savings Account after the balance(s) transferred has revolved for two (2) consecutive billing cycles. Please note that interest accrues daily since Balance Transfers are considered Cash Advances. See the Balance Transfer Request form in the Loans tab within Online Banking for additional Terms & Conditions.