Visa® Platinum Rewards Credit Card

Earn 10,000 Bonus Reward Points!1

Enjoy the spending power of a Delta Community Visa Platinum Rewards Credit Card, which offers no annual fee and a wide array of rewards to choose from—plus up to 10,000 Reward Points as a head start.

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Variable APR Rate

9.75% – 13.75%

Annual Fee


Welcome Bonus

10,000 Reward Points

when you spend $2,500 in the first 90 days of account opening1

Features & Benefits

  • Low variable interest rates2
  • No annual fee
  • Automatic enrollment in our Reward Points Program
  • 10,000 Reward Points when you spend $2,500 in the first 90 days of account opening1
  • 1.5% Cash Rebate for balances transferred within the first 90 days of account opening3
  • Credit Line up to $50,000
  • Securely make purchases with Mobile Payments
  • Card Management tools allow you to set card alerts, lock and unlock cards, notify Delta Community of upcoming travel, cancel a lost or stolen card, request a PIN reminder or report a damaged card.

Additional Information

For more information on credit card options, benefits, terms and conditions and the Reward Points Program, please visit:

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Ready to start earning rewards for Cash Back, Gift Cards, Dining, Travel and Shopping?

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*Rates expressed as Annual Percentage Rate (APR).

Competitor APRs as of the first day of the current month, provided by

1 The 10,000 Reward Points will be awarded if you spend a net total of $2,500 in signature-based purchase transaction (without the use of a PIN) minus return transactions within 90 days of account opening. Balance transfers and cash advances do not count toward spend requirement. To qualify, purchases must post within 90 days of account opening. You will not qualify for this offer if you are in default of your Delta Community Visa Consumer Credit Card agreement. To receive points, account must be in good standing, with deposit balances above zero dollars; any applicable loan payments current; and all accounts in compliance with any other terms, conditions and governing requirements. 

2 Platinum Rewards Card Terms and Conditions

3 The minimum balance transfer amount is $500. Balance Transfers from loans or credit cards held at Delta Community do not qualify for this Cash Rebate. Balance Transfer requests cannot be transferred or used by any persons other than the primary cardholder on the account. You will not qualify for this offer if you are in default of your Delta Community Visa Card Agreement. The Cash Rebate will be calculated as 1.5% of the balance(s) transferred and will be credited to your Primary Savings Account after the balance(s) transferred has revolved for two consecutive billing cycles. See the Balance Transfer Request form within Online Banking for additional Terms & Conditions.

Company Product Name APR*
Delta Community CU Platinum 9.75-13.75%
Delta Community CU
Product Name
SunTrust Prime Rewards 11.24-21.24%
Product Name
Prime Rewards
Regions Regions Life Visa 11.99-21.99%
Product Name
Regions Life Visa
Bank of America Bank of America Cash Rewards 13.99-23.99%
Bank of America
Product Name
Bank of America Cash Rewards
Chase Bank Freedom Unlimited Visa 14.99-23.74%
Chase Bank
Product Name
Freedom Unlimited Visa
Wells Fargo Rewards Card 14.99-24.99%
Wells Fargo
Product Name
Rewards Card