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Budget, Investment, Retirement, Savings

Managing Your 2025 Tax Refund, Commission or Bonus

Budget, Investment, Retirement, Savings

What to Do with Your 2024 Tax Refund, Commission or Bonus

An expected refund, commission or bonus can inspire exciting plans for spending our new money. It’s natural to want to reward ourselves using part or all of a tax refund or bonus, which we may think of as extra money that’s different from our regular pay. Keep in mind that tax refunds are money that you have already earned. Whether it is your regular pay or a refund, commission, or bonus, you should be still be responsible and thoughtful with how you use that money.

Budget, Community

How to Recycle Old or Broken Electronics

Recycling prevents millions of tons of e-waste from accumulating in landfills, where decaying components can break down and release harmful materials, potentially causing pollution. So how should you start your e-waste recycling program? Consider what you can and want to recycle.

Budget, Credit, Holiday, Security

7 Easy Tips for Safer Online Shopping During the Holidays

Any online retailer, no matter how large and technologically advanced, may fall victim to sophisticated hackers breaching its cybersecurity defenses. If a retailer’s website is successfully hacked, then consumers’ personal accounts, including financial information, are also at risk.

Credit, Savings, Security

When Mailing a Paper Check Might Be a Better Choice Than a Person- to-Person Payment

Millions of Americans use person-to-person (P2P) electronic payment services such as Venmo every day, often on their mobile phones. These digital payment services are popular, fast and easy, but sometimes, in certain situations, you may not want to use them. If these payments are so convenient and efficient, then why not use them all the time?

Budget, Credit, Education, Savings

How to Start Talking to Young Kids About Money

Most people gain a basic understanding of money when they are young, usually from a parent or maybe a teacher. And now, it might be time for you to bestow some money wisdom on your child or student. But when should you start talking to kids about money? And how do you begin what is likely to be an ongoing conversation on finances throughout their lives?

Credit, Savings, Security

10 Personal Cybersecurity Essentials for Cybersecurity Month

To support National Cybersecurity Awareness Month and provide helpful information to both Delta Community members and the public, following are 10 helpful tips—along with a few bonus tips—to help manage online security.

Budget, Investment, Real Estate

Your Short Fall Home Maintenance Checklist

While a list of home maintenance tasks could get pretty lengthy, this post is keeping them limited to a few essential core chores that can be done either by one person or with the help of experienced professionals; their knowledge and advice could add significant value to keeping a home in good shape to avoid winter damage and repair expenses.

Credit, Investment, Savings, Security

Help Prevent Identity Theft: Place a Fraud Alert, Credit Freeze or Block on Your Credit Reports—Part 2

There are several ways to help guard against identity theft and lessen its effects if you think it may be about to occur or has already occurred. First, it could be very helpful to monitor your financial accounts regularly, ideally daily, monthly and annually. If you have worries that you soon will be—or are—a victim of fraud and identity theft, then have fraud alerts and credit freezes put on your credit reports.

Credit, Investment, Savings, Security

Help Prevent Identity Theft: Place a Fraud Alert, Credit Freeze or Block on Your Credit Reports—Part 1

There are several ways to help guard against identity theft and lessen its effects if you think it may be about to occur or has already occurred. First, it could be very helpful to monitor your financial accounts regularly, ideally daily, monthly and annually. If you have worries that you soon will be—or are—a victim of fraud and identity theft, then have fraud alerts and credit freezes put on your credit reports.
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This workshop explains key differences between federal and private student loans, and compares eligibility, interest rates, repayment plans and more. Participants will learn how to choose the option that best suits their needs.

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Managing money is easier than ever with the right tools at your fingertips. This session will walk through Delta Community’s online and mobile banking features, including account management, alerts, payments, transfers, and built-in money management tools, so you can stay on top of your finances anytime, anywhere.

This workshop will take place at our Fayetteville Branch.

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